Know your customer's true value before you onboard
From minimal inputs to a complete customer profile — in real time.
Anyone can verify.
Few can understand.
The edge has moved from a yes/no check to a rich, real-time view of who the customer really is.
A check isn't a customer
KYC proves someone is real — not whether they're risky, valuable, or fraudulent.
The signal is scattered
What reveals the real customer sits across 450+ fragmented signals.
And you can't just use it
Under DPDP, profiling without consent is now a serious liability.
Results that decision-makers care about
Every metric tied to sharper decisions, faster onboarding, lower cost and regulatory readiness.
One profile of every customer.
Connect brings the features. Sense turns it into a profile. Shield keeps it compliant — offered by one single integration.
Sense
Turn minimal inputs into a live customer profile — identity, value, intent and fraud propensity. Know who to acquire, approve and grow.
- ✓Genuine identity confidence
- ✓Purchase & investment propensity
- ✓Fraud propensity & behavioural signals
- ✓Value segments & cohorts
- ✓Higher RoAS on paid acquisition
Connect
Orchestrate KYC, KYB, banking, employment, and fraud APIs through a single integration. Dynamic routing, vendor failover, and SLA monitoring built in.
- ✓Aadhaar, PAN, GSTIN, Voter ID, DL
- ✓Bank verification & penny drop
- ✓Employment & income verification
- ✓Fraud signals & watchlist screening
- ✓AI vendor routing & failover
Shield
Consent management, data governance, audit trails, and DPDP 2023 compliance workflows — all in a zero-data-egress architecture.
- ✓Tamper-proof consent artefacts (SHA-256)
- ✓Data Points Registry & RoPA
- ✓Consent lifecycle & renewal webhooks
- ✓Vendor data risk monitoring
- ✓DSAR management
From integration to intelligence
in days, not months
One API key connects you to India's entire verification, intelligence, and compliance stack — no vendor negotiations, no fragmented contracts.
Integrate Once
One RESTful API. One set of credentials. Every verification, intelligence, and compliance workflow you'll ever need in India.
Configure Your Flows
Build verification flows, DPDP consent journeys, and customer intelligence scoring — via no-code builder or direct API calls.
Go Live & Scale
Ship to production with 99.9% uptime SLAs, real-time monitoring, and DPDP compliance built-in. Scale from 1K to 10M verifications.
Built differently.
For India's real challenges.
Single Integration. All Vendors.
Stop managing 15 different API contracts. Connect aggregates India's top verification vendors behind one integration with automatic failover.
India-First by Design
Built ground-up for Aadhaar, DigiLocker, GSTIN, UPI, Bureau data, and DPDP 2023. Not a global product retrofitted for India.
Zero Data Egress Architecture
On-premise agent deployment — your data never leaves your environment. A foundational architectural choice, not an add-on.
Enterprise-Grade from Day One
SOC-2 aligned practices, 99.9% SLA, dedicated account teams, and audit-ready compliance tooling — not afterthoughts.
AI-Powered at Every Layer
Intelligent vendor routing, predictive fraud scoring, dynamic consent, and enriched customer intelligence — all AI-native.
Built for every regulated
business in India
Sector-specific API bundles, compliance templates, and intelligence models — out of the box.
Lending & Banks
Fintech
NBFCs
Insurance
WealthTech
E-commerce
Gig Economy
HRTech
India's privacy law isn't optional. We make compliance achievable.
The DPDP Act 2023 imposes real obligations on every entity processing Indian customer data. Penalties are steep. Timelines are real. Shield is built to get you compliant — and keep you there.
Intelligence at every layer —
not a feature, an architecture
AI is embedded in how Tenacio routes APIs, scores customers, manages compliance, and delivers insights. Not a dashboard add-on — a foundational design principle.
AI-Driven Vendor Routing
Real-time scoring of every verification vendor's success rate, latency, and cost. Intelligent routing selects the optimal vendor per call — automatically failing over in milliseconds if any vendor degrades.
Alternate Credit Intelligence
ML models trained on Indian repayment data generate creditworthiness signals for NTC customers where bureaus return no data. Continuously retrained on your portfolio outcomes for improving accuracy over time.
AI Consent Risk Detection
Automated detection of consent gaps, data field classification anomalies, and vendor risk signals. AI surfaces compliance issues before they become regulatory problems — with DPO-ready remediation suggestions.
Network-Level Fraud Intelligence
Graph analysis across the entire Tenacio network surfaces fraud rings invisible to any single lender. Synthetic identity detection, loan stacking alerts, and velocity patterns — caught at origination, not disbursement.
Early Warning Engine
Behavioural signals in your existing loan book surface stress indicators 6–8 weeks before a missed EMI. AI-driven prioritisation enables proactive collections without regulatory friction or manual review overhead.
Intelligent Workflow Orchestration
No-code workflow builder with AI-suggested flow optimisations. Identifies bottlenecks, suggests parallel API calls, and recommends vendor configurations — saving engineering time on every new product launch.