# Tenacio

> Tenacio is India's Trust & Risk Intelligence Network. It unifies identity verification APIs (Connect), customer intelligence and alternate-data scoring (Sense), and DPDP Act 2023 compliance infrastructure (Shield) behind a single integration, so BFSI, NBFC, and fintech businesses can know a customer's true value - verified identity, affluence, risk, and lending propensity - before onboarding them.

Tenacio is built for India specifically: Aadhaar, DigiLocker, GSTIN, UPI, and bureau data are first-class inputs, not retrofits. All products share one API key, one billing relationship, and one DPDP 2023 consent/audit layer. On-premise, zero-data-egress deployment is available for regulated entities where data residency is non-negotiable.

## Products

- [Connect](https://www.tenacio.io/connect): Onboarding infrastructure aggregating India's leading identity, document, and alternate-data verification APIs (KYC, KYB, banking, employment, fraud/watchlist) behind one integration with AI-based routing and automatic failover.
- [Sense](https://www.tenacio.io/sense): Customer intelligence and profiling - affluence scoring, lendability, collections propensity, income estimation, fraud/authenticity signals, and digital footprint - derived from alternate data with full consent governance.
- [Shield](https://www.tenacio.io/shield): DPDP Act 2023 compliance suite - consent management, tamper-proof consent artefacts, Data Points Registry & RoPA generation, DSAR workflow automation, and vendor risk monitoring, with a zero-data-egress on-premise option.
- [Pricing](https://www.tenacio.io/pricing): Usage-based pricing for Connect and Sense (pay per successful/enrichment call) plus custom enterprise pricing for Shield, with a cost calculator.

## Industries

- [Lending & Banks](https://www.tenacio.io/industries/lending): Bureau pulls, income verification, fraud screening, and consent for credit decisioning.
- [Fintech](https://www.tenacio.io/industries/fintech): Rapid onboarding, KYC orchestration, risk scoring, and DPDP-compliant data flows, including MNRL/FRI compliance checks to reduce first-EMI default.
- [NBFCs](https://www.tenacio.io/industries/nbfc): RBI-aligned KYC, CERSAI, GST verification, collections intelligence, and real-time KYB/Udhyam verification for priority sector lending.
- [Insurance](https://www.tenacio.io/industries/insurance): Policy KYC, claims fraud detection, customer enrichment, and consent management.
- [WealthTech](https://www.tenacio.io/industries/wealthtech): Investor KYC, SEBI compliance, portfolio intelligence, and onboarding flows.
- [eCommerce](https://www.tenacio.io/industries/ecommerce): Seller verification, GST checks, buyer fraud signals, and returns intelligence.
- [Gig Economy](https://www.tenacio.io/industries/gig-economy): Driver/partner KYC, background checks, income signals, and consent workflows.
- [HRTech](https://www.tenacio.io/industries/hrtech): Employment verification, credential checks, and consent for background screening.

## Company

- [About](https://www.tenacio.io/about): Company background, leadership, and milestones.
- [Partners](https://www.tenacio.io/partners): Partner and integration ecosystem.
- [Contact](https://www.tenacio.io/contact): Sales, support, and demo requests.

## Optional

- [Sitemap](https://www.tenacio.io/sitemap-index.xml): Full machine-readable list of indexed pages.